Rock-solid finances that stay yours.

No ads. No data selling. No subscription traps.

Get Early Access

Your Data, Your Rules

A budgeting app that actually respects your privacy.
No analytics, no tracking, no upselling.
Free to use forever.

Privacy First

Your financial data never leaves your device unless you explicitly choose to sync. No surprises.

File-Based

Your data is stored as simple text files you own and can access anywhere. No proprietary lock-in.

Fair Pricing

Pay only for convenience when you need sync across devices or use your own sync solution.

Everything you need to master your money

Net Worth and expenses tracking

Supports all account types

Smart Import from screenshots and PDFs

Budgets with visual alerts

Transaction history with search and filters

Custom categories

Credit utilization tracking

Auto category matching

Duplicate transaction detection

Works offline. No account required.

And more coming soon to all platforms.

How Basalt Compares

Compare Basalt to every major budgeting app.

App Monthly Yearly Free Tier Privacy
Basalt $4 $35 ✓ Yes ✓ Self-hosted
YNAB $14.99 $109 ✗ No ✗ None
Monarch $14.99 $99.99 ✗ No ✗ None
Rocket Money $6-12 $72-144 ✓ Limited ✗ None
Quicken Simplifi $5.99 $71.88 ✗ No ✗ None
Copilot Money $13 $95 ✗ No ✗ None
Origin Finance $12.99 $99 ✗ No ✗ None

* Prices in USD as of Apr 24 2026

Beta Coming Soon

Early Access

Beta starts soon for macOS and iOS. Windows and Android come after launch. Leave your email and we'll let you know when it's ready.

Early Subscriber Discount

First 500 newsletter subscribers get 50% off the lifetime license at launch.

Frequently Asked Questions

Why are you building Basalt?

Most budgeting apps treat your financial data like a product to sell. The alternatives are expensive and still don't respect your privacy. We built Basalt because most budgeting apps are monetizing you in ways you can't see. Your financial data shouldn't be someone else's inventory.

Why is it free?

Because we built this for ourselves first. Obsidian proved you can build great software without turning users into products. We wanted the same for budgeting, so we made Basalt something we'd actually use ourselves. We trust it with our own data. If we do, you will too.

What was the inspiration to build this tool?

Obsidian showed that file-based local-first apps can work as a business without selling user data or paywalling features. We love that approach. Basalt is built as a tribute to Obsidian and the philosophy they championed. Your data stays yours, and you decide how to sync it.

How does the business model work?

The app is free to use with everything included. No ads, no data selling, no features locked behind a paywall. Need sync across devices? Optional plan covers that - and adds AI features like importing from screenshots and PDFs. It's all optional - pay only if you want the extra convenience.

Can I use my own sync solution?

Absolutely. Your data lives as plain YAML files you control outright. Apple devices sync for free via iCloud, and with Advanced Data Protection enabled (free on Apple devices) you get end-to-end encryption on top. Your Basalt data stays private even from Apple.


On Mac, Windows, and Android, use whatever sync service you like - iCloud, Dropbox, Syncthing, anything works.


Our sync plan, when it arrives, will have end-to-end encryption and will work across any devices Basalt runs on.

What about AI features?

Thought AI features would be locked behind a paywall? Not here. Bring your own Gemini API key and get unlimited smart screenshots and PDF imports at no extra cost. Every feature in Basalt is free - the sync plan just adds convenience.

Beta Coming Soon

Early Access

Be among the first to use Basalt. Beta access starts soon for macOS and iOS.
Windows and Android support coming after launch.
Sign up now to secure your spot!

Early Subscriber Discount

First 500 newsletter subscribers get 50% off the lifetime license when we launch.